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PlainsCapital Bank offers a variety of loan programs to meet your needs. We work with the leading lenders in the industry to provide:
 
Lot Loans
Construction Loans
Home Improvement Loans
Mortgage Loans
Refinance Loans
Manufactured Home Loans
Home Equity Loans
Bridge Loans

Lot Loans

Loans to purchase a single family residence lot, where future homestead will be built.

Term: 12 months  
 

12 month interest only payments. 

5 year & 10 year, variable rate, adjusting annually.


Construction Loans

Loans to provide funds for construction.

Term: 12 months  
 

 Interest only payments.


Home Improvement Loans

Loans for home improvements.

Term: 12 months  
 

12 months interest only payments.


Mortgage Loans

Loans for the purchase of a primary home or second home.

Term: 30 years  
 

 5/1 ARM, 30 YR AMO.


Refinance Loans

Loans to refinance current mortgage loans.

Term: 30 years  
 

 5/1 ARM, 30 YR AMO.


Manufactured Home Loans

Loans to purchase a primay manufactured home.

Term: 20 years  
 

5/1 ARM, 20 YR AMO.


Home Equity Loans

Equity loan using primary home as collateral.

Term: 15 years  
 

5/1 ARM, 15 YR AMO. Property must be located in Texas.


Bridge Loans

Loans to provide financing for primary home, while trying to sell current residence.

Term: 12 months  
 

 12 month interest only. Lien will be placed on current residence.